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Life Assurance


The Voluntary Life Assurance Plan is designed to provide an additional lump sum at the date of death for the benefit of your dependents and/or estate in respect of a staff member who dies before age 70, while employed by the University.  All members of staff under 70 years of age are eligible. 

This lump sum is in addition to the death benefits available to you under your pension scheme.

Benefits of the Plan:

  • a lump sum of twice salary
  • €5,000 children’s benefit
  • €15,000 accidental death benefit
  • Terminal illness benefit of advance payment of 25% of the death benefit if life expectancy is 12 months or less

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How Much Does Membership Cost?

The premium is negotiated on a special “group basis” providing one set price to all members regardless of age.

The premium rate with effect from 1 January 2020 will be set at 0.35% of salary. This rate has been guaranteed for a three year period.

Members’ premiums are also eligible for tax relief at 20% or 40%. See sample premium calculations below:


Voluntary Life Assurance - Membership Rates


If you wish to join the Plan you will automatically be covered without any form of medical evidence subject to applying for membership within 31 days of entering employment of UCD or on the date you first became an eligible employee and sign the declaration in Application Form A. 

If you do not join the Plan within 31 days of entering the employment of UCD and subsequently apply for membership, you will be asked to submit medical evidence as requested by the Assurer along with Application Form B.

Forms should be returned to the UCD Pensions Office, Roebuck Offices, UCD


Useful links

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Apply now

In order to join the Life Assurance Scheme please complete Application Form A or B and return to the UCD Pensions Office.

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Form A - Group Life Cover application form (Less than 31 days employment with UCD)

Form B - Group Life Cover application form

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Ask HR

If you cannot find the information you are looking for please 'Ask HR' by completing this form below.

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If you need to speak to a member of UCD HR staff in relation to
this service, please call us on + 353 (01) 716 4909.