The Culture & Engagement Team organise a range of seminars on financial management and advice for employees, with the objective of helping you take more control of your financial future. Below we have captured the details of those advisors who have made presentations and offer bespoke services to UCD Employees, which are often discounted. They may also agree to meet on campus which can be a major benefit with busy schedules.
Please note that you need to be sure that the service provider you engage meets your needs. The relationship is between you and the provider. UCD accepts no liability for the advice or services provided.
We are always interested in feedback. Please send to firstname.lastname@example.org.
Switching your mortgage to reduce costs
Show/hide contentOpenClose All
Webinar: Switching your mortgage to reduce costs
Thursday, 4 June, 10:30am
Culture & Engagement have asked Trevor Grant, Affinity Advisors, who has given several well attended mortgage talks on campus, to host an interactive webinar on the opportunities to switch your mortgage to reduce costs.
A mortgage is the single biggest financial commitment most of us will enter in our lifetime. Central Bank Research has highlighted the fact that 1/5 of existing mortgage holders or 100,000 borrowers could save thousands of euro by switching mortgage provider.
2 out of 3 mortgage holders currently obtain their mortgage from their own bank or simply obtain limited market advice from a third party. This is often without shopping the market and availing of the best mortgage terms available. In many cases this is costing those mortgage holders thousands of euro in additional mortgage repayments.
So, how do you switch your mortgage for free and save thousands?
This 30 minute webinar will provide you with the information required to understand whether you are over paying on your mortgage and if you are, whether you can switch for free and save.
After registering, you will receive a confirmation email containing information about joining the webinar, which also offers a questions and answers facility. Please register via this webpage.
Fees waived for UCD employees
Trevor is a director of Affinity Advisors who offer new mortgage brokerage and remortgage reviews. Should you decide to engage them they will waive their fee of €750 for arranging mortgage facilities, for UCD employees (see box below for details).
Show/hide contentOpenClose All
Mortgages (new & switching)
A mortgage market specialist can ensure you avail of the best offer in the market and not just the single mortgage package offered by an individual bank. This applies whether applying for a mortgage or switching your existing provider. Watch this video for more information.
Contact: Trevor Grant, Affinity Advisors
Affinity Advisors is an award winning financial advisory firm specialising in the provision of market-based mortgage and protection advice. This is a free on-site advisory service available to all UCD employees. For further information log on to the Affinity Advisors UCD page or contact Trevor Grant on 087 2721146 or 01 6533120 or email email@example.com.
Other mortgage specialists are available in the market.
Health Insurance Advice
Personal health insurance is one area where knowing the right questions to ask can save you considerable sums, particularly in a market with rapidly increasing premiums.
Contact: Dermot Goode, Total Health Cover
Dermot Goode is the leading expert on healthcare benefits in Ireland and has presented to UCD employee on several occasions detailing how to save money on health insurance. He runs the only intermediary in Ireland, Total Health Cover, dealing exclusively in healthcare benefits (health insurance, dental, vision-care, cash plans). Total Health Cover will review cover to help you source the best products at the lowest cost, covering all 340 plans available across VHI, Laya and Irish Life Health. All services are provided on a fee basis which ensures the best advance. For UCD employees, there is a 24% reduction in their standard fee, reducing the cost to €95. Dermot can be contacted at firstname.lastname@example.org
Health insurance prices are rising again so the latest information with Dermot Goode's 2019 update
There are many areas in life where you may need legal advice from a practising solicitor. From employment law to family law, from making a will to buying a home and much more, when you talk to a solicitor you avail of a range of benefits and protections unique to the solicitors’ profession. You should ensure that your chosen solicitor is a member of the Law Society and holds both a current practicing certificate and professional indemnity insurance.
Contact: Brendan Dillon, Dillon Solicitors
Dillon Solicitors has been offering a wide range of legal services to its substantial private and business client base since 1993. They provide a range of discounts for UCD employees and the facility to meet on campus.
Other firms of solicitors are available in the market.
Notes from:Dillon Solicitors - Legal Services briefing
Pictured above: Brendan Dillon speaks to UCD employees in the Clinton Institute
Mortgage Protection (new & reviews of current policy)
Mortgage protection insurance is a life insurance policy that pays off your mortgage if you or your partner die during the term of the mortgage. It is a compulsory requirement save in exceptional circumstances.
Contact: Trevor Grant, Affinity Advisors
Affinity Advisors provide market-based access to all protection providers including, Aviva, Friends First, Irish Life, New Ireland, Royal London and Zurich
The Affinity offering incorporates:
- Market based advice and options
- Best market price available for the cover required
- On site client meetings at times that suit you
- Full free financial review of your existing cover and requirements which may well lead to significant cost savings
- Personal service at all times, including during any claims period
- Access to OnePlan from Irish Life. This product provides a unique policy which provides a combination of life cover, critical illness and income protection that is only available from a limited distribution channel
Other mortgage protection specialists are available in the market.
Home Insurance - New 2 Year Home Insurance Offer Exclusive to UCD Employees
Affinity Advisors have teamed up with Ireland’s leading home insurer Zurich Insurance, to put together a market leading 2 Year Home Insurance Policy exclusively for UCD employees.
- Policies will run for 2 years
- Underwritten by Zurich Insurance, A+ rated insurer
- Exclusive and discounted rates
- Price guarantee for the 2 years with no loadings or penalties applied in the event that you are unfortunate enough to have a claim
- FREE - €3,000 unspecified all risks
- Award winning customer service
- Fast and efficient claims service
- Specialised rates for first time buyers
- Premiums can be paid over 22 monthly instalments, from as little as €22 per month
Other home insurance providers are available in the market.
Looking for more special offers? Visit our discounts section.