UCD Credit Card: Support Your University While You Spend

An affinity credit card is a special type of credit card linked to an organisation, such as a university. It offers UCD graduates and supporters all the benefits of a regular credit card, but with one key difference - every time you use it, a contribution is made to the affiliated organisation at no extra cost to you. It's an easy way to give back while managing your everyday spending.

The UCD Alumni Credit Card is proudly offered in partnership with Bank of Ireland. As the official provider, Bank of Ireland manages the card, offers exclusive benefits, and makes donations to UCD on behalf of cardholders. This means that every time you use your affinity credit card, you're not only enjoying great banking features but also supporting UCD students and initiatives at no extra cost to you.

To be eligible for the UCD Alumni Credit Card, you must be a graduate, supporter or staff of University College Dublin and meet Bank of Ireland's standard credit card application criteria. This includes factors such as income requirements and a credit check. If you're unsure about your eligibility, you can check the (opens in a new window)full terms and conditions here.

Applying for the UCD Alumni Credit Card is simple! You can start your online application directly through Bank of Ireland. Here's how:

1. Visit the (opens in a new window)Affinity Credit Card page of the Bank of Ireland website
2. Check your eligibility - ensure you meet the bank's credit criteria
3. Complete the application form - provide the necessary personal and financial details
4. Submit your documents - you may need to provide proof of identity, income, and UCD affiliation status
5. Await approval - Bank of Ireland will review your application and notify you of the outcome within 24 hours

Once approved, you can start enjoying the benefits of your affinity credit card while supporting UCD at no extra cost!

As well as showing your support for your university, you'll benefit from using your UCD Affinity Credit Card:

• No annual account fee
• Flexible payment options
• Great balance transfer rate of just 2.9% APR Fixed when you move your balance from a card with another financial institution
• Competitive rate of 14.57% APR variable on credit card purchases; Typical APR 20.2%
• Add up to 3 extra cardholders to your account and pay just one annual government stamp duty fee. The principal cardholder remains solely liable for all transactions on the account
• Up to 56 days interest free credit allowing you to buy that week away now but pay for it in 6, 12 or 24 monthly installments

The UCD Alumni Credit Card works just like any other credit card, but with the added benefit of supporting UCD students every time you use it - at no extra cost to you. 

When you sign up, Bank of Ireland donates €50 to UCD in support of student programmes. A percentage of your annual spending is also donated to key UCD initiatives, including: 

• (opens in a new window)UCD Champions Access Scholarships - Helping students from underrepresented backgrounds
• UCD Sports Development Fund - Supporting student athletes and sports facilities
• UCD Alumni Fund - Enhancing opportunities for future graduates

By using your affinity credit card for everyday purchases, you're directly contributing to student success while enjoying all the benefits of a premium credit card in Ireland.

Absolutely! Switching is easy. You can transfer the balance from your existing credit card with another provider to the Bank of Ireland UCD Affinity Credit Card and enjoy an exclusive 2.9% APR Fixed for a full year.

If you're experiencing any issues with your UCD Affinity Credit Card application, help is just a call away! Contact Bank of Ireland at (opens in a new window)0818 200 412 for assistance. They'll guide you through the process and ensure you're ready to start enjoying the benefits of your credit card.