Fiyinfoluwa Adeleke
Research Area:
AI, Anti-Discrimination Law, and Data Protection
Email:
fiyinfoluwa.adeleke@ucdconnect.ie
Supervisor:
Dr TJ McIntyre, Associate Professor
Thesis title:
Regulating Algorithmic Credit Scoring and Protecting Data Subjects’ Rights in the EU
Abstract:
The research examines how EU law protects individuals from algorithmic discrimination in credit scoring. AI credit scoring algorithms promise financial inclusion through accurate predictions but utilise extensive alternative data sources that may entrench inequality and disproportionately disadvantage individuals. The research critically evaluates whether the EU legal framework, including equality law (Charter of Fundamental Rights, Racial Equality Directive, Gender Goods and Services Directive), GDPR, the AI Act, the Consumer Credit Directive, and EBA Guidelines, provides comprehensive protection against algorithmic discrimination. Through doctrinal analysis, this study examines how established equality law concepts apply when protected characteristics are inferred rather than directly processed, evaluates the effectiveness of transparency requirements in enabling detection of discrimination, and assesses the remedies available to affected individuals.
Biography:
Fiyinfoluwa is a part-time Doctoral researcher at UCD Sutherland School of Law, examining how EU law protects individuals from algorithmic discrimination in credit scoring. His research explores the intersection of AI, anti-discrimination law, and data protection, analysing how established equality law concepts apply when protected characteristics are inferred rather than directly processed.
Fiyinfoluwa is Associate General Counsel and Head of International Privacy at Yahoo, where he oversees privacy and data protection programmes across Europe, Asia-Pacific, and Latin America. He works at the intersection of regulation and compliance, advising on recommendation systems, automated decision-making, and algorithmic transparency under GDPR and the EU AI Act. This practical experience in regulating AI systems directly informs his academic research.
Previously at Hertz, he led data protection compliance programmes across EMEA and Asia-Pacific, and worked in financial services, bringing experience from highly regulated sectors to technology privacy challenges.
A solicitor qualified in Ireland and the UK, and a Barrister & Solicitor in Nigeria, Fiyinfoluwa holds an LLM in Information Technology and Intellectual Property Law from University College Dublin, an LLM in Finance and Law from Duisenberg School of Finance (University of Amsterdam), a BL from The Nigerian Law School, and an LLB from Obafemi Awolowo University. He also holds FIP, CIPM, CIPP/E, and GRCP professional certifications.
Conferences:
Innovate & Empower: Responsible AI for a Diverse Future, AWS Experience, October 30, 2025, Dublin, Ireland
Recommender Systems: Practical Challenges in Meeting EU AI Act and GDPR Compliance, Dentons Privacy Academy, April 14, 2025
Ad Tech: Managing Compliance in a New First Party (or NO) Cookie World, Privacy+Security Academy Forum, March 24, 2022
Cookies and adtech – preparing your organisation for regulatory risk, Society for Computers and Law (SCL) Annual Data Protection Update, January 27, 2022