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Health Insurance

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Health Insurance

Because of the regulations of the Irish Immigration Service students from outside the EU/EEA must obtain private health insurance (please see Health Insurers in Ireland below). UCD does not arrange health insurance for students.

Non-EU students must obtain private health insurance. You can purchase insurance in your home country, however you will need to ensure that it is valid in Ireland and in any other countries you plan to travel to. There are different levels of private health insurance available. Students are advised to read their policy documents carefully and pay close attention to 'waiting periods' particularly if you have any pre-existing medical conditions. In addition, students should ensure that repatriation cover is included in their policy.

Further information about insurance and immigration requirements is available on the Irish Immigration Service website. UCD does not operate any group insurance schemes for students, all students are required to take out individual health insurance policies.

Further details on health insurance plans available to students are available via the following websites:

VHI Healthcare: https://www1.vhi.ie/home 

Laya Healthcare: https://www.layahealthcare.ie/ 

Irish Life: https://www.irishlifehealth.ie/

Broker specialising in insurance for education: Study and Protect https://www.studyandprotect.com/   

Further information on health insurance in Ireland, including a health insurance comparison tool, is available through the Health Insurance Authority website.

Students from EU Member States in possession of the European Health Insurance Card (EHIC) are entitled to public health services in Ireland. The EHIC card is available from the health authorities in your home country. For further information and information on your entitlements to healthcare while in Ireland, please see the European Health Insurance Card website.

Health insurance must be purchased from an Irish provider after the first year - this requirement is applicable to any student renewing their IRP card.

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